PIP, or Personal Injury Protection, is a mandatory portion in all Florida automobile insurance policies, providing up to $10,000 in no-fault medical and lost wage benefits to a person who has been injured in an auto accident. In 2012, the Florida Legislature, along with Governor Rick Scott, made it a top priority to help automobile insurance companies reduce the benefits they were obligated to pay to an injured person after an auto accident. The automobile insurance carriers, along with Governor Scott, promised reduced rates and significant premium cost savings to Florida drivers as a result of the PIP reforms and a dramatic reduction in benefits.

Monday was the deadline for automobile insurers to file their 2013 rates with the state, and unfortunately for the citizens of Florida, half of the early filings approved by regulators show an increase in PIP rates up to 26.3 percent. Hicks & Motto has a dedicated team of PIP attorneys and support staff standing up to these automobile insurance carriers by seeking justice for consumers, and ensuring PIP automobile insurance carriers pay the appropriate benefits.