Category: Personal Injury

Why Experience Matters when Choosing a Personal Injury Lawyer in Palm Beach Gardens, FL

Why Experience Matters when Choosing a Personal Injury Lawyer in Palm Beach Gardens, FL

When facing a personal injury case, choosing the right legal representation can significantly impact your chances of receiving fair compensation. It’s not enough to simply hire any lawyer; finding an experienced Personal Injury Attorney in Palm Beach Gardens, FL, is critical to navigating the complexities of personal injury law. With years of experience in the legal field, Hicks & Motto has successfully helped countless clients through their legal challenges. In this blog, we’ll highlight why experience is a key factor when selecting a personal injury attorney and how Hicks & Motto stands out as a trusted legal partner in Palm Beach Gardens.

Why Experience Matters

In personal injury cases, experience can often make or break the outcome of your case. Here’s why hiring an experienced Personal Injury Attorney in Palm Beach Gardens, FL is essential:

  • Knowledge of the Law: Personal injury law can be intricate and ever-changing. A seasoned lawyer understands how to navigate these legal complexities, ensuring your case is handled properly. At Hicks & Motto, our attorneys keep up with the latest developments in personal injury law, ensuring your case is based on the most current legal standards.
  • Navigating the Legal System: The legal system can be daunting and confusing, especially for those who are not familiar with it. An experienced personal injury lawyer will know how to navigate the system effectively, ensuring that your case moves forward smoothly and efficiently.
  • Proven Strategies: With years of experience comes a wealth of knowledge and proven strategies for handling personal injury cases. An experienced lawyer will know which legal tactics are most effective and how to use them to achieve the best possible outcome for your case.
  • Understanding of Insurance Companies: Personal injury cases often involve negotiating with insurance companies. Experienced lawyers understand how these companies operate and how to negotiate effectively to get you the compensation you deserve. At Hicks & Motto, our deep understanding of insurance company tactics ensures that we advocate fiercely on behalf of our clients.

Why Choose Hicks & Motto?

When it comes to choosing a Personal Injury Attorney in Palm Beach Gardens, FL, Hicks & Motto offers unparalleled experience and client-focused legal services. Here’s why we are the go-to firm for personal injury cases:

  • Extensive Experience: With years of experience, we have a deep understanding of personal injury law and the legal system. We have handled a wide range of cases, from car accidents to slips and falls, and have the knowledge and expertise to handle even the most complex cases.
  • Proven Track Record: Our track record speaks for itself. We have a long list of satisfied clients who have received the compensation they deserved thanks to our dedicated and skilled legal representation. We are not afraid to take cases to trial if necessary and have a history of success in the courtroom.
  • Compassionate Approach: We understand that a personal injury can be a traumatic and life-changing experience. That’s why we take a compassionate and personalized approach to each case, ensuring that our clients feel supported and heard throughout the legal process.
  • Client Satisfaction: Our clients are our top priority, and we pride ourselves on providing exceptional service and achieving the best possible outcome for their cases. We have received numerous positive reviews and testimonials from our satisfied clients, which is a testament to our commitment to client satisfaction.

The Importance of Experience in Personal Injury Cases

When it comes to personal injury cases, experience matters. It can make all the difference in the outcome of your case. By choosing an experienced personal injury lawyer, you can have peace of mind knowing that your case is in capable hands and that you have the best chance of receiving the compensation you deserve.

When it comes to personal injury cases, experience matters. An experienced personal injury lawyer will have the knowledge, skills, and strategies to handle your case effectively and increase your chances of receiving the compensation you deserve. At Hicks & Motto, we have the experience, track record, and compassionate approach to handle your case with care and achieve the best possible outcome. Trust the experts at Hicks & Motto for your legal needs and discover the importance of experience in personal injury cases. Contact us today!

Here’s What You Need to Know About Florida’s PIP Laws

Here's What You Need to Know About Florida's PIP Laws

Navigating Florida’s Personal Injury Protection (PIP) laws can be complex, but it’s crucial to understand your rights if you’ve been in a car accident. Hicks & Motto specializes in helping clients in Palm Beach County navigate PIP claims, ensuring you receive the compensation you deserve.

PIP provides immediate coverage for medical expenses and lost wages, regardless of fault, but filing a claim can be tricky due to strict timelines and insurance challenges. With a Personal Injury Protection (PIP) lawyer in Palm Beach County, we help manage your case from documentation to insurance negotiations.

What is PIP?

Personal Injury Protection (PIP) is a type of insurance coverage required for all drivers in the state of Florida. It covers medical expenses and lost wages up to a certain limit in the event of a car accident, regardless of who is at fault. This means that even if you caused the accident, you can still receive compensation for your injuries through your PIP coverage.

What Does PIP Cover?

PIP covers a variety of expenses related to a car accident, including:

  • Medical expenses
  • Lost wages
  • Funeral expenses
  • Replacement services (such as childcare or household chores)

How Much PIP Coverage Do I Have?

In Florida, the minimum PIP coverage required is $10,000. However, drivers can choose to purchase additional coverage for a higher limit. It is important to review your insurance policy to understand exactly how much PIP coverage you have.

Time Limit for Filing a PIP Claim

In Florida, you must seek medical treatment within 14 days of the accident to be eligible for PIP coverage. The clock is ticking, and timely action is crucial. Our team ensures that all paperwork is filed correctly and that you maximize the benefits under Florida’s PIP laws. Whether you’re dealing with medical bills, lost wages, or the complexities of the insurance system, Hicks & Motto is here to help.

Challenges with PIP Claims

While PIP is designed to provide quick and easy compensation for car accident injuries, the reality is that many claims are denied or undervalued. This can be due to various challenges, such as:

  • Insurance companies may try to minimize the severity of your injuries in order to pay out less
  • Delayed medical treatment can be used as a reason for denying a claim
  • Disputes over whether the injuries were caused by the car accident or a pre-existing condition
  • Insufficient documentation or evidence to support the claim

How a Personal Injury Protection (PIP) Lawyer Can Help

Navigating PIP laws and dealing with insurance companies can be complex and overwhelming, especially when you’re recovering from injuries. That’s where a Personal Injury Protection (PIP) lawyer in Palm Beach County can help. Here are some ways Hicks & Motto can assist you with your PIP claim:

  • Reviewing your insurance policy to ensure you have the proper coverage
  • Gathering and organizing necessary documentation and evidence to support your claim
  • Negotiating with insurance companies to ensure you receive the full compensation you are entitled to
  • Filing a lawsuit if your claim is denied or undervalued

Tips for a Successful PIP Claim

To increase your chances of a successful PIP claim, here are some important tips to keep in mind:

  • Seek medical treatment as soon as possible after the accident
  • Document all medical expenses and keep all receipts
  • Keep track of any missed work due to your injuries
  • Do not give a recorded statement to insurance companies without consulting with a lawyer first
  • Consult with a Personal Injury Protection (PIP) lawyer in Palm Beach County before accepting any settlement offers

Being injured in a car accident can be a traumatic and overwhelming experience. However, understanding Florida’s PIP laws and having a knowledgeable Personal Injury Protection (PIP) lawyer on your side can make all the difference in receiving the compensation you are entitled to. If you have been injured in a car crash, do not hesitate to contact us for a free consultation. We are here to help you navigate the complexities of PIP laws and fight for your rights. Don’t miss out on important tips and guidelines – reach out to us today.

Understanding Pain and Suffering Damages in Personal Injury Cases

Leading the Way in Brain Injury Advocacy: From Trauma to Toxic Exposure

When someone is injured due to the negligence of another, the victim may be entitled to compensation. One critical component of this compensation is “pain and suffering” damages. But what exactly are these damages, and how are they calculated in a personal injury case?

What Are Pain and Suffering Damages?
Pain and suffering damages are a type of non-economic damages awarded in personal injury cases. Unlike economic damages, which cover tangible losses like medical bills, lost wages, and property damage, non-economic damages address the intangible losses an injured person experiences. These damages compensate for the physical pain, emotional distress, mental anguish, and loss of the capacity for the enjoyment of life that often accompany a serious injury.

Pain and suffering can manifest in various forms, including:

Physical Pain: This includes the immediate pain from the injury and any ongoing pain that may persist due to chronic conditions, nerve damage, or long-term medical issues.

Emotional Distress: The psychological impact of an injury can be profound, leading to conditions like anxiety, depression, or post-traumatic stress disorder (PTSD).

Loss of Enjoyment of Life: Injuries can prevent victims from enjoying activities they once loved, such as hobbies, exercise, sports, or spending time with family. The loss of these pleasures can be significant and long-lasting.

Disfigurement and Scarring: Visible scars or disfigurement can affect a person’s self-esteem and social life, leading to further emotional pain.

How Are Pain and Suffering Damages Calculated?

Unlike economic damages, which are typically straightforward to calculate, pain and suffering damages are more subjective. There isn’t a precise formula that can be universally applied, but courts and insurance companies generally consider several factors:

1. Severity of the Injury: More severe injuries that result in chronic pain, permanent disability, or disfigurement typically lead to higher pain and suffering awards

2. Duration of Recovery: The longer the recovery period, the greater the potential for pain and suffering. A prolonged recovery can mean extended periods of physical pain, emotional distress, and disruption to daily life.

3. Impact on Quality of Life: The extent to which the injury affects the victim’s ability to lead a normal life is a crucial consideration. This includes limitations on mobility, the ability to work, and participation in social activities.

4. Medical Evidence: Testimonies from medical professionals about the extent of the injury, the pain endured, and the likely long-term effects are often pivotal in determining the award.

5. Victim’s Testimony: The injured person’s account of their pain and emotional distress can be compelling evidence in court. How they describe their suffering, supported by medical records and other evidence, can influence the damages awarded.

Methods for Calculating Pain and Suffering Damages

Two common methods are used to calculate pain and suffering damages:

Multiplier Method:In this approach, the total amount of economic damages (like medical expenses and lost wages) is multiplied by a number, typically between 1.5 and 5, depending on the severity of the injury. The result is the amount of pain and suffering damages awarded.

Per Diem Method: This method assigns a specific dollar amount to each day from the date of the injury until the victim’s life expectancy. The daily amount is then multiplied by the number of days to determine the total damages.

The Role of a Personal Injury Attorney

Calculating pain and suffering damages requires a deep understanding of the legal process, medical evidence, and the nuances of personal injury law. An experienced personal injury attorney can help ensure that all aspects of pain and suffering are fully accounted for and that the victim receives fair compensation.
Attorneys can also negotiate with insurance companies, who often try to minimize these types of damages. In cases where a fair settlement cannot be reached, a skilled attorney can advocate for the victim’s rights in court.

Pain and suffering damages play a vital role in personal injury cases, providing compensation for the physical and emotional hardships that victims endure. While these damages can be challenging to quantify, they are essential for ensuring that injured individuals receive the full compensation they deserve. If you or a loved one has been injured due to someone else’s negligence, understanding pain and suffering damages is crucial to navigating your personal injury claim effectively, you should call Hicks & Motto, 561-683-2300

The Impact of Social Media on Your Personal Injury Claim

The Impact of Social Media on Your Personal Injury Claim

In today’s digital age, social media platforms like Facebook, “X”, Instagram, and LinkedIn are integral parts of our daily lives. While these platforms are excellent for staying connected and sharing moments, they can also have unintended consequences, especially when you’re involved in a personal injury claim . Understanding how social media can affect your personal injury case is crucial for safeguarding your rights, your privacy, and ensuring you receive fair compensation for the injuries you sustained as a result of someone else’s negligence.

1. Publicly Available Evidence
When you post on social media, your information/photos can become public evidence. Insurance companies and defense attorneys often scour social media profiles to find posts, photos, and comments that can be used against you. Even if your account is private, information can still be accessed through friends’ accounts, tagged posts, or shared content.

Example: If you claim a severe back injury but post a photo of yourself hiking or participating in a physically demanding activity, the defense can argue that your injury is not as serious as you claim.

2. Contradictory Statements
Consistency is key in any legal case. If your social media posts contradict your statements in medical reports or legal documents, it can undermine your credibility. Even seemingly harmless updates can be interpreted in ways that cast doubt on your claims.

Example: If you express feelings of well-being or joy shortly after an accident, the defense might argue that your emotional distress is not genuine or significant.

3. Privacy Settings and Misconceptions
Many people believe that setting their profiles to private protects them from scrutiny. However, courts can issue subpoenas to access private social media content. Additionally, what you share with friends or in closed groups can still find its way into the hands of insurance companies and defense lawyers.

4. Friends and Family Posts
It’s not just your posts that matter. Posts from friends and family that tag or mention you can also be scrutinized. A well-meaning post from a friend congratulating you on a fun night out can be misinterpreted and used against you.

5. Inconsistent Activity Levels
Activity levels on social media can also be indicative of your physical and emotional state. Regularly posting updates, photos, or participating in events can suggest that you are more active and less affected by your injuries than you claim.

Tips to Protect Your Personal Injury Claim

1. Limit Social Media Use: The best way to protect yourself is to limit your social media activity. Avoid posting about your accident, injuries, recovery process, or any activities that could be misinterpreted.

2. Adjust Privacy Settings: While privacy settings are not foolproof, they can add an extra layer of protection. Ensure your accounts are set to the highest privacy levels, and be cautious about who you accept as friends or followers.

3. Educate Friends and Family: Inform your friends and family about your situation and ask them not to post about you or tag you in posts that could be detrimental to your claim.

4. Be Honest and Consistent: Always be truthful about your injuries and recovery process in both your social media activity and your legal statements. Consistency helps maintain your credibility.

5. Consult Your Attorney: Before posting anything on social media, consult with your attorney. They can provide guidance on what is safe to share and what should be avoided.

Conclusion

Social media is a powerful tool that, if not used carefully, can significantly impact your personal injury claim. By understanding the risks and taking proactive steps to protect your online presence, you can help ensure that your case is not unfairly jeopardized. Remember, what you share online can have real-world consequences, so it’s always best to err on the side of caution during your personal injury case.

Discover the Top-Rated Personal Injury Attorneys in Palm Beach Gardens at Hicks & Motto

Discover the Top-Rated Personal Injury Attorneys in Palm Beach Gardens at Hicks & Motto

Greetings, dear readers! I am here to share my experience with you about Hicks & Motto, the most trusted personal injury attorneys in Palm Beach Gardens. If you have been injured due to someone else’s negligence and are looking for expert legal representation, then look no further. Hicks & Motto is the go-to law firm for all your personal injury needs.

Trusted, Experienced, and Ready to Fight for Your Rights

When it comes to personal injury cases, especially slip and fall accidents, having a slip and fall injury attorney in Palm Beach Gardens by your side can make all the difference. At Hicks & Motto, we understand the physical, emotional, and financial toll that a personal injury can have on an individual and their family. That’s why we are dedicated to fighting for your rights and ensuring that you receive the compensation you deserve.

Our team of highly skilled attorneys has decades of combined experience in handling various personal injury cases, including slip and fall injuries. We have a proven track record of success, with numerous satisfied clients who have received substantial settlements for their injuries. Our goal is to provide top-notch legal services and ensure that our clients receive the justice and compensation they deserve.

Contact Us Today for a Free Consultation

If you or a loved one have been injured in a slip and fall accident, it is essential to seek legal advice as soon as possible. Our team at Hicks & Motto offers a free consultation to discuss your case and determine the best course of action. During this consultation, we will listen to your story, evaluate the strength of your case, and provide you with an honest assessment of your legal options.

We understand that dealing with a personal injury can be overwhelming and stressful, which is why we offer our services on a contingency fee basis. This means that you do not have to pay us anything unless we win your case. Our priority is to provide our clients with high-quality legal services without adding any financial burden.

Why Choose Hicks & Motto?

– Experienced and Knowledgeable Attorneys: Our team of attorneys has extensive experience and knowledge in handling personal injury cases, including slip and fall accidents. We keep ourselves updated with the latest laws and regulations to provide our clients with the best legal representation.

– Personalized Attention: At Hicks & Motto, we understand that every case is unique, and each client has different needs. That’s why we provide personalized attention to each of our clients, ensuring that their specific needs are met.

– Strong Negotiators: Our attorneys are skilled negotiators who will fight for your rights and ensure that you receive the maximum compensation for your injuries. We are not afraid to take your case to trial if necessary, and we have a successful track record of winning cases in court.

– Compassionate and Supportive: We understand that a personal injury can be a traumatic experience, and our team at Hicks & Motto is here to support you through this difficult time. We treat our clients with empathy and compassion, and we are always available to answer any questions or concerns you may have.

Our Areas of Expertise

At Hicks & Motto, we specialize in various personal injury cases, including slip and fall accidents. Our attorneys have the necessary skills, knowledge, and resources to handle any case, no matter how complex. Some of our areas of expertise include:

– Slip and Fall Accidents
– Car Accidents
– Motorcycle Accidents
– Truck Accidents
– Medical Malpractice
– Wrongful Death
– Product Liability
– Premises Liability

The Importance of Hiring a Slip and Fall Injury Attorney in Palm Beach Gardens

Slip and fall accidents are one of the most common types of personal injury cases, and they can result in severe injuries, such as broken bones, head trauma, and spinal cord injuries. These accidents can occur due to various factors, including wet floors, uneven surfaces, inadequate lighting, and faulty handrails. If you have been injured in a slip and fall accident, it is crucial to hire an experienced slip and fall injury attorney in Palm Beach Gardens to represent you.

An attorney will help you navigate the complex legal process, gather evidence, and negotiate with insurance companies on your behalf. They will also ensure that your rights are protected and that you receive the compensation you deserve for your injuries, medical expenses, lost wages, and pain and suffering.

Final Thoughts

In conclusion, if you or a loved one have been injured in a slip and fall accident, contact Hicks & Motto, your trusted slip and fall injury attorney in Palm Beach Gardens. Our team of experienced attorneys is dedicated to fighting for your rights and ensuring that you receive the compensation you deserve for your injuries. If you or a loved one have been injured in a slip and fall accident, do not hesitate to contact us for a free consultation. We are here to support you and guide you through the legal process. Let us help you get the justice you deserve.

Navigating the Legal Maze: A Guide to Personal Injury Claims

Navigating the Legal Maze: A Guide to Personal Injury Claims

Personal injuries can happen to anyone, at any time, and in any place. Whether it is a slip and fall at a grocery store, a car accident on the highway, or a medical malpractice at a hospital, these incidents can lead to physical, emotional, and financial burdens.

In such situations, it is important to understand your legal rights and options for seeking compensation. This guide will provide you with expert tips and advice for navigating personal injury claims, making it your go-to resource for understanding the legal process.

Understanding Personal Injury Claims

A personal injury claim is a legal dispute that arises when a person is injured due to the negligence or intentional actions of another party. This type of claim falls under the category of civil law, where the goal is to compensate the injured party for any losses or damages incurred. Personal injury claims can be complex and vary depending on the type of accident and the laws of the state where it occurred. Therefore, it is important to seek guidance from a knowledgeable personal injury attorney.

The Role of a Personal Injury Attorney

A personal injury attorney specializes in representing individuals who have been injured due to the negligence of others. They have a deep understanding of personal injury laws and can navigate the legal system on your behalf. When you hire a personal injury attorney in Palm Beach Gardens, FL, they will handle all aspects of your case, including:

  • Evaluating the strength of your case and determining the potential value of your claim
  • Gathering evidence, such as medical records, police reports, and witness statements
  • Negotiating with insurance companies to ensure you receive fair compensation
  • Preparing and filing legal documents, such as a complaint or demand letter
  • Representing you in court, if necessary

The Legal Process for Personal Injury Claims

The legal process for personal injury claims can be lengthy and complicated. It is important to have a basic understanding of the steps involved to better prepare yourself for what lies ahead.

Step 1: Seek Medical Attention

The first step after sustaining a personal injury is to seek medical attention. Your health and well-being should always be the top priority. Additionally, seeking medical treatment will provide documentation of your injuries, which can be used as evidence in your personal injury claim.

Step 2: Contact a Personal Injury Attorney

After seeking medical attention, it is crucial to contact a personal injury attorney as soon as possible. The statute of limitations for personal injury claims varies by state, and you do not want to miss the window for filing your claim. Your attorney will guide you through the legal process and ensure that all necessary steps are taken to protect your rights.

Step 3: Investigation and Evidence Gathering

Once you have hired a personal injury attorney, they will begin investigating your case. This may involve interviewing witnesses, gathering medical records, obtaining surveillance footage, and consulting with experts, such as accident reconstruction specialists. The evidence gathered during this stage will be crucial in determining the strength of your case.

Step 4: Negotiations and Settlement

After your attorney has gathered all necessary evidence, they will begin negotiations with the at-fault party’s insurance company. In most cases, personal injury claims are settled out of court through negotiations. Your attorney will work to secure a fair settlement that covers all of your losses, including medical expenses, lost wages, and pain and suffering.

Step 5: Litigation and Trial

If negotiations are unsuccessful, your case may proceed to litigation. This involves filing a lawsuit against the at-fault party and presenting your case in court. Your personal injury attorney will represent you and present evidence and arguments to support your claim. The outcome of the trial will determine whether you will receive compensation for your injuries and losses.

Expert Tips for Navigating Personal Injury Claims

Now that you have a better understanding of the legal process for personal injury claims, here are some expert tips to help you navigate the process more effectively:

  1. Seek medical attention immediately after the accident, even if you do not feel injured.
  2. Do not admit fault or make any statements to the insurance company without consulting your attorney.
  3. Document all expenses related to your injury, including medical bills, lost wages, and any other out-of-pocket expenses.
  4. Do not accept a settlement offer without consulting with your attorney first.
  5. Be honest and transparent with your attorney about all details of the accident and your injuries.
  6. Stay off social media and do not discuss your case with anyone other than your attorney.

Contact Hicks & Motto

Navigating the legal maze of personal injury claims can be overwhelming, but with the right guidance, you can receive the compensation you deserve for your injuries and losses. If you have been injured due to the negligence of another party, it is important to seek the help of a trusted and experienced personal injury attorney in Palm Beach Gardens, FL.
Hicks & Motto can guide you through the complex legal maze of personal injury claims, ensuring that you understand your rights and receive the compensation you deserve. With our expertise and dedication, we will advocate for you every step of the way. Contact Us today to make the process as smooth and stress-free as possible.

Why You Need a Personal Injury Attorney in Palm Beach Gardens, FL

Why You Need a Personal Injury Attorney in Palm Beach Gardens, FL

If you have been injured in an accident in Palm Beach Gardens, FL, you may be wondering if you need to hire a personal injury attorney. The answer is yes, and here’s why. Hicks & Motto, a reputable law firm in Palm Beach Gardens, FL , is here to help you understand the importance of having a personal injury attorney by your side during this difficult time.

What is a Personal Injury Attorney?

A personal injury attorney is a legal professional who specializes in representing individuals who have been injured due to the negligence or wrongdoing of others. This can include car accidents, slips and falls, medical malpractice, and more. They are knowledgeable in personal injury laws and have the skills and experience to help you navigate the legal system and fight for your rights.

The Importance of Hiring a Personal Injury Attorney

There are several reasons why hiring a personal injury attorney is crucial after an accident. Here are some of the main reasons to consider:

1. Protect Your Rights

After an accident, you may be contacted by insurance companies or the other party’s legal team. It is important to remember that they do not have your best interests at heart. Their goal is to minimize their liability and pay you as little as possible. An attorney will protect your rights and ensure that you are not taken advantage of during this vulnerable time.

2. Prove Liability

In order to receive compensation for your injuries, you must prove that the other party was at fault. This can be a complex process, and a personal injury attorney has the resources and expertise to gather evidence and build a strong case on your behalf.

3. Negotiate a Fair Settlement

Insurance companies are notorious for offering low settlements to accident victims. An attorney will negotiate with the insurance company on your behalf to ensure that you receive fair compensation for your injuries, damages, and losses.

4. Handle the Legal Process

Navigating the legal system can be overwhelming, especially if you are dealing with injuries and trying to recover. A personal injury attorney will handle all the legal aspects of your case, including paperwork, court appearances, and negotiations, allowing you to focus on your recovery.

The Benefits of Hiring Hicks & Motto

Hicks & Motto is a trusted and experienced personal injury law firm in Palm Beach Gardens, FL. Here are some of the benefits of choosing us as your legal representation:

1. Experience and Expertise

With years of combined experience, our attorneys at Hicks & Motto have the knowledge and skills to handle even the most complex personal injury cases. We have a proven track record of success and have recovered millions of dollars in compensation for our clients.

2. Personalized Attention

At Hicks & Motto, you are not just a case number. Our attorneys and staff provide personalized attention to each client, ensuring that your unique needs and concerns are addressed. We will keep you informed throughout the legal process and answer any questions you may have.

3. No Fees Unless You Win

Hicks & Motto operates on a contingency fee basis, which means you do not pay any fees unless we win your case. This allows you to focus on your recovery without having to worry about upfront legal fees.

4. Client Satisfaction

Hicks & Motto takes pride in our high level of client satisfaction. We have received numerous positive reviews and testimonials from satisfied clients, showcasing our dedication to providing top-notch legal services.

Contact Hicks & Motto Today

If you have been injured in an accident in Palm Beach Gardens, FL, it is crucial to hire a personal injury attorney. They will protect your rights, prove liability, negotiate a fair settlement, and handle the legal process on your behalf.
Do not hesitate to contact Hicks & Motto for a free consultation. Our team of experienced personal injury attorneys will fight for your rights and help you get the compensation you deserve. Contact us at 561-944-7856 .

Decoding the Process: How Insurance Companies Evaluate Personal Injury Cases

Personal injury cases are intricate webs of legal, medical, and financial intricacies, and insurance companies play a pivotal role in determining the outcome of these cases. Understanding how insurance companies evaluate personal injury cases can provide insight into the factors that influence their decisions and empower individuals navigating such situations.

1. Initial Assessment:


When a personal injury claim is filed, the insurance company initiates an assessment process. This involves gathering information about the incident, including police reports, medical records, witness statements, photographs, video and any other relevant documentation. The insurance company will look at liability, who caused the accident, and if it is an automobile accident, the extent of the property damage. Even though property damage has no direct correlation with injury, the insurance companies know, if there is little visible property damage, a jury will have a hard time believing that the individual was injured from the crash.


2. Extent of Injury:

The severity and extent of the injury significantly impact the evaluation process. Insurance adjusters scrutinize medical records, diagnostic tests, and physician assessments to ascertain the nature of the injury, its prognosis, and the potential long-term implications. The adjuster will run background checks to see if you were involved in prior accidents with claims to determine if your injuries are pre-existing in nature and possibly aggravated from the accident at issue, or if they are new injuries. The adjuster shall also look to see if you follow your treating doctor’s advice regarding medical treatment and whether your treatment is conservative in nature or if you have undergone injection therapy or possibly surgery.

3. Medical Expenses:


The incurred and anticipated medical expenses form a crucial component of the evaluation. Insurance companies meticulously review medical bills, treatment plans, and healthcare provider invoices to determine the financial impact of the injury. Even though your doctor may suggest a future surgery, the insurance company shall place little value on what may happen in the future, they only consider what treatment actually took place prior to the date of settlement.

4. Lost Wages and Income:


Personal injuries often result in missed workdays or even long-term disability, leading to a loss of income. Insurance companies evaluate the documentation provided by employers, such as pay stubs, employment records, and tax returns to quantify the economic repercussions of the injury.

5. Pain and Suffering:


Compensation for pain and suffering is subjective and challenging to quantify. Insurance adjusters consider various factors, including the severity of the injury, the duration of recovery, the type of medical treatment rendered and the impact on the individual’s quality of life, to assess non-economic damages. There is no precise way to evaluate pain and suffering damages, it is performed on a case by case basis.

6. Comparative Negligence:

In cases where fault is disputed or shared, insurance companies conduct investigations to determine the degree of comparative negligence. In the State of Florida, based upon the new law passed in March of 2023, if the Plaintiff is deemed more than 50% at fault, he/she is NOT entitled to any compensation for his/her claim.

7. Precedents and Case Law:

Insurance companies rely on past legal precedents and case law to inform their evaluation process. They assess similar cases and their outcomes to establish a framework for negotiating settlements. The insurance companies have data bases full of claims with similar injuries and settlement figures to help determine the value of each claim.

8. Negotiation and Settlement:

Once all pertinent information has been gathered and evaluated, insurance adjusters engage in negotiations with claimants or their legal representatives. The goal is to reach a mutually agreeable settlement that adequately compensates the injured party while mitigating financial risk for the insurance company.

9. Litigation:


If negotiations fail to yield a satisfactory resolution, the case may proceed to litigation, the filing of a lawsuit against the at fault party. Insurance companies weigh the potential costs and uncertainties associated with litigation against the prospect of a favorable outcome in court. Besides the facts of the case, the insurance company will also look to see who the attorney is who is representing the Plaintiff, as the insurance company keeps track on which attorneys will take a case to trial and which attorneys will only settle cases.

10. Resolution:


Whether through settlement negotiations or litigation, the ultimate resolution of a personal injury case involves the payment of compensation to the injured party. This compensation aims to cover medical expenses, lost wages, pain and suffering, and any other damages deemed appropriate by the courts or agreed upon through negotiation.

In conclusion, insurance companies evaluate personal injury cases through a multifaceted process that considers medical evidence, financial implications, legal precedents, and negotiation dynamics. Understanding this process can help individuals navigate the complexities of personal injury claims and advocate effectively for fair compensation. If you are involved in an accident resulting in injury, call the attorneys at Hicks & Motto, 561-683-2300
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    Any of the information we collect from you may be used in one of the following ways: To personalize your experience (your information helps us to better respond to your individual needs) To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you) To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs) To process transactions Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested. To administer a contest, promotion, survey or other site feature To send periodic emails The email address you provide for order processing, will only be used to send you information and updates pertaining to your order.

    How do we protect your information?

    We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to?keep the information confidential. After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be kept on file for more than 60 days.

    Do we use cookies?

    Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information We use cookies to help us remember and process the items in your shopping cart, understand and save your preferences for future visits, keep track of advertisements and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business. If you prefer, you can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies via your browser settings. Like most websites, if you turn your cookies off, some of our services may not function properly. However, you can still place orders by contacting customer service. Google Analytics We use Google Analytics on our sites for anonymous reporting of site usage and for advertising on the site. If you would like to opt-out of Google Analytics monitoring your behaviour on our sites please use this link (https://tools.google.com/dlpage/gaoptout/)

    Do we disclose any information to outside parties?

    We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

    Registration

    The minimum information we need to register you is your name, email address and a password. We will ask you more questions for different services, including sales promotions. Unless we say otherwise, you have to answer all the registration questions. We may also ask some other, voluntary questions during registration for certain services (for example, professional networks) so we can gain a clearer understanding of who you are. This also allows us to personalise services for you. To assist us in our marketing, in addition to the data that you provide to us if you register, we may also obtain data from trusted third parties to help us understand what you might be interested in. This ‘profiling’ information is produced from a variety of sources, including publicly available data (such as the electoral roll) or from sources such as surveys and polls where you have given your permission for your data to be shared. You can choose not to have such data shared with the Guardian from these sources by logging into your account and changing the settings in the privacy section. After you have registered, and with your permission, we may send you emails we think may interest you. Newsletters may be personalised based on what you have been reading on theguardian.com. At any time you can decide not to receive these emails and will be able to ‘unsubscribe’. Logging in using social networking credentials If you log-in to our sites using a Facebook log-in, you are granting permission to Facebook to share your user details with us. This will include your name, email address, date of birth and location which will then be used to form a Guardian identity. You can also use your picture from Facebook as part of your profile. This will also allow us and Facebook to share your, networks, user ID and any other information you choose to share according to your Facebook account settings. If you remove the Guardian app from your Facebook settings, we will no longer have access to this information. If you log-in to our sites using a Google log-in, you grant permission to Google to share your user details with us. This will include your name, email address, date of birth, sex and location which we will then use to form a Guardian identity. You may use your picture from Google as part of your profile. This also allows us to share your networks, user ID and any other information you choose to share according to your Google account settings. If you remove the Guardian from your Google settings, we will no longer have access to this information. If you log-in to our sites using a twitter log-in, we receive your avatar (the small picture that appears next to your tweets) and twitter username.

    Children’s Online Privacy Protection Act Compliance

    We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

    Updating your personal information

    We offer a ‘My details’ page (also known as Dashboard), where you can update your personal information at any time, and change your marketing preferences. You can get to this page from most pages on the site – simply click on the ‘My details’ link at the top of the screen when you are signed in.

    Online Privacy Policy Only

    This online privacy policy applies only to information collected through our website and not to information collected offline.

    Your Consent

    By using our site, you consent to our privacy policy.

    Changes to our Privacy Policy

    If we decide to change our privacy policy, we will post those changes on this page.
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