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Decoding the Process: How Insurance Companies Evaluate Personal Injury Cases

Personal injury cases are intricate webs of legal, medical, and financial intricacies, and insurance companies play a pivotal role in determining the outcome of these cases. Understanding how insurance companies evaluate personal injury cases can provide insight into the factors that influence their decisions and empower individuals navigating such situations.

1. Initial Assessment:


When a personal injury claim is filed, the insurance company initiates an assessment process. This involves gathering information about the incident, including police reports, medical records, witness statements, photographs, video and any other relevant documentation. The insurance company will look at liability, who caused the accident, and if it is an automobile accident, the extent of the property damage. Even though property damage has no direct correlation with injury, the insurance companies know, if there is little visible property damage, a jury will have a hard time believing that the individual was injured from the crash.


2. Extent of Injury:

The severity and extent of the injury significantly impact the evaluation process. Insurance adjusters scrutinize medical records, diagnostic tests, and physician assessments to ascertain the nature of the injury, its prognosis, and the potential long-term implications. The adjuster will run background checks to see if you were involved in prior accidents with claims to determine if your injuries are pre-existing in nature and possibly aggravated from the accident at issue, or if they are new injuries. The adjuster shall also look to see if you follow your treating doctor’s advice regarding medical treatment and whether your treatment is conservative in nature or if you have undergone injection therapy or possibly surgery.

3. Medical Expenses:


The incurred and anticipated medical expenses form a crucial component of the evaluation. Insurance companies meticulously review medical bills, treatment plans, and healthcare provider invoices to determine the financial impact of the injury. Even though your doctor may suggest a future surgery, the insurance company shall place little value on what may happen in the future, they only consider what treatment actually took place prior to the date of settlement.

4. Lost Wages and Income:


Personal injuries often result in missed workdays or even long-term disability, leading to a loss of income. Insurance companies evaluate the documentation provided by employers, such as pay stubs, employment records, and tax returns to quantify the economic repercussions of the injury.

5. Pain and Suffering:


Compensation for pain and suffering is subjective and challenging to quantify. Insurance adjusters consider various factors, including the severity of the injury, the duration of recovery, the type of medical treatment rendered and the impact on the individual’s quality of life, to assess non-economic damages. There is no precise way to evaluate pain and suffering damages, it is performed on a case by case basis.

6. Comparative Negligence:

In cases where fault is disputed or shared, insurance companies conduct investigations to determine the degree of comparative negligence. In the State of Florida, based upon the new law passed in March of 2023, if the Plaintiff is deemed more than 50% at fault, he/she is NOT entitled to any compensation for his/her claim.

7. Precedents and Case Law:

Insurance companies rely on past legal precedents and case law to inform their evaluation process. They assess similar cases and their outcomes to establish a framework for negotiating settlements. The insurance companies have data bases full of claims with similar injuries and settlement figures to help determine the value of each claim.

8. Negotiation and Settlement:

Once all pertinent information has been gathered and evaluated, insurance adjusters engage in negotiations with claimants or their legal representatives. The goal is to reach a mutually agreeable settlement that adequately compensates the injured party while mitigating financial risk for the insurance company.

9. Litigation:


If negotiations fail to yield a satisfactory resolution, the case may proceed to litigation, the filing of a lawsuit against the at fault party. Insurance companies weigh the potential costs and uncertainties associated with litigation against the prospect of a favorable outcome in court. Besides the facts of the case, the insurance company will also look to see who the attorney is who is representing the Plaintiff, as the insurance company keeps track on which attorneys will take a case to trial and which attorneys will only settle cases.

10. Resolution:


Whether through settlement negotiations or litigation, the ultimate resolution of a personal injury case involves the payment of compensation to the injured party. This compensation aims to cover medical expenses, lost wages, pain and suffering, and any other damages deemed appropriate by the courts or agreed upon through negotiation.

In conclusion, insurance companies evaluate personal injury cases through a multifaceted process that considers medical evidence, financial implications, legal precedents, and negotiation dynamics. Understanding this process can help individuals navigate the complexities of personal injury claims and advocate effectively for fair compensation. If you are involved in an accident resulting in injury, call the attorneys at Hicks & Motto, 561-683-2300

How a Truck Accident Attorney in Palm Beach Gardens Can Help You Get the Compensation You Deserve

Car after a collision with a heavy truck

Truck accidents are unfortunately a common occurrence on the roads of Palm Beach Gardens, FL. These accidents can result in serious injuries and even death, leaving victims and their families devastated. In such cases, it is important to seek the help of a reputable truck accident attorney to ensure that you receive the compensation you deserve. Hicks & Motto is a leading law firm in Palm Beach Gardens with a team of experienced truck accident attorneys who have a proven track record of success in handling these types of cases.

The Prevalence of Truck Accidents in Palm Beach Gardens

According to data from the Florida Department of Highway Safety and Motor Vehicles, there were 2,813 truck accidents in Palm Beach County in 2020 alone. These accidents resulted in 608 injuries and 15 fatalities.

Causes of Truck Accidents

Truck accidents can occur due to a variety of reasons, including driver error, mechanical failure, and poor road conditions. However, the most common cause of truck accidents is driver error, accounting for 87% of all truck accidents in Florida. This can include distracted driving, fatigue, and driving under the influence of drugs or alcohol.

The Importance of Seeking Legal Representation

After a truck accident, it is crucial to seek the help of a truck accident attorney to protect your rights and ensure that you receive fair compensation for your injuries. Insurance companies often try to settle for the lowest amount possible, which may not cover all of your medical expenses and other damages. A skilled attorney will fight for your rights and negotiate with the insurance company on your behalf to secure a fair settlement.

The Role of Hicks & Motto in Truck Accident Cases

Hicks & Motto has a team of experienced truck accident attorneys who are dedicated to helping victims of truck accidents in Palm Beach Gardens. We have a deep understanding of the laws and regulations surrounding truck accidents and are well-equipped to handle complex cases. Our goal is to ensure that our clients receive the maximum compensation possible for their injuries, lost wages, and other damages.

Proven Track Record of Success

Hicks & Motto has a proven track record of success in handling truck accident cases. We have helped numerous clients receive significant settlements and verdicts, including a $1.8 million settlement for a client who suffered severe injuries in a truck accident. This success is a testament to our dedication and expertise in this area of law.

Compassionate and Personalized Approach

At Hicks & Motto, we understand that each truck accident case is unique and requires a personalized approach. That’s why we take the time to listen to our client’s stories and understand the full extent of their injuries and damages. We work closely with our clients to build a strong case and provide them with the support and guidance they need during this difficult time.

Contact Hicks & Motto for a Free Consultation

Truck accidents can have devastating consequences, leaving victims and their families struggling physically, emotionally, and financially. Seeking the help of a reputable truck accident attorney like Hicks & Motto can make all the difference in securing fair compensation for your injuries and damages. With our proven track record of success and personalized approach, you can trust that your case is in good hands.

Contact Hicks & Motto to schedule your free consultation, call Hicks & Motto at (561) 944-3543. Don’t let the insurance companies take advantage of you. Let Hicks & Motto help you get the justice and compensation you deserve.

The Importance of Hiring a Personal Injury Protection Attorney for Your Legal Needs

personal injury law

Personal injury protection, also known as PIP, is a type of insurance coverage that provides benefits for medical expenses, lost wages, and other expenses related to injuries sustained in a car accident. It is mandatory in some states, including Florida, and is designed to provide quick and efficient coverage for accident victims. However, navigating the legal process of obtaining PIP benefits can be complex and overwhelming, especially when dealing with insurance companies. This is where a personal injury protection attorney comes in. In this blog post, we will discuss the importance of hiring one and how they can help you with your legal needs.

What is a Personal Injury Protection Attorney?

A personal injury protection attorney is a legal professional who specializes in handling PIP claims and lawsuits. They have specific knowledge and experience in dealing with PIP laws and regulations, as well as the tactics used by insurance companies. They are dedicated to protecting the rights of accident victims and ensuring that they receive the full benefits they are entitled to under their PIP coverage.

The Benefits of Hiring a Personal Injury Protection Attorney

1. Knowledge and Expertise

Personal injury protection laws can be complex, and it takes a knowledgeable and experienced personal injury protection lawyer to understand and navigate them effectively. A PIP attorney has a deep understanding of these laws and can use their expertise to protect your rights and ensure that you receive the maximum benefits available to you.

2. Dealing with Insurance Companies

Insurance companies are notorious for using delay tactics, denying claims, and undervaluing the injuries and damages sustained by accident victims. A PIP attorney knows how to deal with these tactics and can negotiate with insurance companies on your behalf. They will ensure that you are not taken advantage of and that you receive fair compensation for your injuries and losses.

3. Gathering Evidence

To receive PIP benefits, you must provide evidence of your injuries and the expenses incurred as a result of the accident. This can include medical bills, lost wages, and other damages. They know how to gather and present this evidence to support your claim and increase your chances of receiving the full benefits you are entitled to.

4. Legal Representation

If your case goes to court, they can provide you with knowledgeable and skilled legal representation. They will handle all legal aspects of your case, including filing paperwork, representing you in court, and negotiating with the other party’s attorneys. This can alleviate the stress and burden of dealing with legal matters on your own, allowing you to focus on your recovery.

Why Choose Hicks & Motto for Your Personal Injury Protection Attorney Needs?

At Hicks & Motto , we understand the physical, emotional, and financial toll that a car accident can have on you and your loved ones. Our team is dedicated to helping accident victims like you receive the compensation and benefits they deserve. We have a deep understanding of PIP laws and regulations and have successfully represented numerous clients in obtaining their rightful benefits.

Contact Hicks & Motto for a Free Consultation

Hiring a a lawyer is essential for navigating the complex legal process of obtaining PIP benefits. They have the knowledge, expertise, and experience to help you receive the maximum compensation and benefits you are entitled to.

If you have been injured in a car accident and need help with your PIP claim, contact Hicks & Motto for a free consultation. We will review your case and provide you with the legal guidance and representation you need to fight for your rights. Our team is available 24/7 to answer your questions and address your concerns. Don’t wait, call us today at 561-944-7856 to schedule your free consultation.

Understanding Cervical (Neck) Disc Herniation: Causes, Symptoms, and Treatment

Understanding Cervical (Neck) Disc Herniation: Causes, Symptoms, and Treatment

Introduction:

Cervical is the medical term for your neck. Cervical disc herniation is a condition that can cause significant discomfort, pain and impact daily life. Understanding its causes, symptoms, and treatment options is essential for managing this condition/injury effectively.

Causes:

Understanding Cervical (Neck) Disc Herniation: Causes, Symptoms, and Treatment Cervical disc herniation occurs when the cushion-like discs, sometimes referred to as “the jelly donut” between the bones in your neck region rupture or bulge, putting pressure on the nearby nerves. This injury/abnormality can be called: a bugle, protrusion, extrusion or free disc fragment. A common phrase used to describe this type of injury is herniation.

Several factors can contribute to this condition, including:


1. Age-related wear and tear:
As we age, the discs in the spine lose moisture and become less flexible, making them more prone to herniation.
2. Trauma:
Automobile accidents, falls, sudden jerking motions can cause cervical discs to herniate.
3. Repetitive strain:
Activities or occupations that involve repetitive neck movements or heavy lifting can increase the risk of disc herniation.
4. Genetics:
Some individuals may have a genetic predisposition to developing cervical disc problems.

Symptoms:

The symptoms of cervical disc herniation can vary depending on the location and severity of the herniation. Common symptoms include:
1. Neck pain:
Pain in the neck area, which may radiate to the shoulders, arms, and hands.
2. Numbness or tingling:
Sensations of numbness, tingling, or weakness in the arms or hands.
3. Muscle weakness:
Weakness in the muscles of the arms or hands, making it difficult to grip objects or perform daily tasks.
4. Changes in reflexes:
Diminished reflexes, particularly in the arms.
5. Shooting pain:
Sharp or shooting pain that worsens with movement, coughing, or sneezing.

Treatment:

Treatment for cervical disc herniation aims to relieve pain, reduce inflammation, and improve mobility. Depending on the severity of the condition, treatment options may include:
1. Rest and activity modification:
Avoiding activities that exacerbate symptoms and allowing the body time to heal.
2. Medications:
Over-the-counter pain relievers, muscle relaxants, or prescription medications to alleviate pain and inflammation.
3. Physical therapy/chiropractic treatment:
Exercises and stretches to strengthen the muscles surrounding the spine and improve range of motion.
4. Epidural steroid injections:
Injections of corticosteroids directly into the affected area to reduce inflammation and relieve pain.
5. Surgical intervention:
In severe cases where conservative treatments fail to provide relief, surgery may be necessary to remove the herniated disc or decompress the affected nerve.

Prevention:

While cervical disc herniation may not always be preventable, certain lifestyle modifications can help reduce the risk of developing this condition:
1. Maintain good posture:
Practicing proper posture while sitting, standing, and lifting can help prevent unnecessary strain on the neck and spine.
2. Exercise regularly:
Engage in regular exercise to strengthen the muscles supporting the spine and improve overall flexibility.
3. Use proper lifting techniques:
When lifting heavy objects, bend at the knees and keep the object close to the body to avoid putting excessive strain on the neck and back.
4. Take breaks:
If your job involves repetitive movements or sitting for long periods, take frequent breaks to stretch and change positions.
5. Avoid smoking:
Smoking can accelerate disc degeneration, so quitting smoking can help maintain spinal health.

Conclusion:

Cervical disc herniation can cause significant discomfort and impact daily life, but with proper understanding and management, individuals can effectively alleviate symptoms and improve their quality of life. If you have been involved in an accident and have sustained a neck injury, call the attorneys at Hicks & Motto, 561-683-2300.

Why Choose the Attorneys at Hicks & Motto for Wrongful Death Cases in Palm Beach Gardens

wrongful death case documents

What is Wrongful Death?

Wrongful death is a legal term used to describe a situation in which a person’s death is caused by the negligent or intentional actions of another individual or entity. This can include accidents, medical malpractice, workplace incidents, and more. When a wrongful death occurs, the surviving family members may be entitled to compensation for their loss. It’s important to hire experienced attorneys for wrongful death cases .

Losing a loved one is a devastating experience, and dealing with the legal complexities of a wrongful death case can make it even more difficult. These attorneys have the knowledge and expertise to navigate the legal system and fight for the rights of the surviving family members. Here’s how they can help:

Expertise in Wrongful Death Laws

Attorneys for wrongful death cases have a thorough understanding of the laws and regulations surrounding these types of cases. They know how to gather evidence, negotiate with insurance companies, and build a strong case to prove negligence and obtain fair compensation for their clients.

Emotional Support

Losing a loved one can take a toll on a person’s mental and emotional well-being. Attorneys for wrongful death cases not only provide legal guidance but also offer emotional support to their clients during this difficult time. They understand the sensitivity of these cases and provide compassionate and understanding assistance to their clients.

The Role of Hicks & Motto in Wrongful Death Cases

Hicks & Motto is a highly reputable law firm located in Palm Beach Gardens, FL. We have a team of experienced attorneys who specialize in handling wrongful death cases. With decades of combined experience, we have successfully represented numerous clients and obtained favorable outcomes.

Proven Track Record

Hicks & Motto has a proven track record of winning wrongful death cases and obtaining maximum compensation for clients. We have a deep understanding of the laws and regulations in Florida and use this knowledge to build strong cases for our clients.

Compassionate Approach

The team at Hicks & Motto understands the pain and suffering that comes with losing a loved one. That’s why we take a compassionate approach when handling wrongful death cases. We work closely with clients, providing support and guidance every step of the way.

Why Choose Hicks & Motto for Your Wrongful Death Case in Palm Beach Gardens?

There are many law firms in Palm Beach Gardens, but we stand out with our expertise and dedication to our clients. Here are some reasons why you should choose Hicks & Motto for your wrongful death case:

Experience and Expertise

The attorneys at Hicks & Motto have decades of collective experience in handling wrongful death cases. We have a deep understanding of the laws and regulations in Florida and use this knowledge to provide the best possible outcome for our clients.

Personalized Attention

Hicks & Motto takes a personalized approach to every case. We understand that each case is unique, and provide individualized attention to our clients to ensure their specific needs and concerns are addressed.

No Fees Unless You Win

Our team at Hicks & Motto works on a contingency fee basis, which means we only get paid if we win your case. This ensures that our clients receive the best legal representation without having to worry about upfront fees.

Contact Hicks & Motto

Losing a loved one due to someone else’s negligence is a tragic and traumatic experience. Hiring experienced attorneys for wrongful death cases can help ease the burden and ensure that you receive the justice and compensation you deserve. Hicks & Motto, with our expertise and compassionate approach, is the top choice for wrongful death cases in Palm Beach Gardens.

If you have lost a loved one due to wrongful death, contact Hicks & Motto at
(561) 250-8213 to schedule a consultation. Let our team of attorneys fight for your rights and provide you with the support and guidance you need during this difficult time.

What You Need to Know About Personal Injury Protection Lawyers

women with personal injury case

Being involved in an accident can be a traumatic experience, both physically and emotionally. In addition to the physical pain and emotional distress, there are also financial implications to consider. Medical bills, lost wages, and other expenses can quickly add up, leaving individuals overwhelmed and unsure of how to move forward. This is where a personal injury protection lawyer can be a valuable resource.

What is Personal Injury Protection?

Personal injury protection (PIP) is a type of insurance coverage that is required in some states, including Florida. It is intended to cover medical expenses, lost wages, and other related expenses in the event of an accident, regardless of who is at fault. This coverage is often referred to as no-fault insurance.

Why Do You Need a Personal Injury Protection Lawyer?

While PIP is meant to provide financial protection for individuals involved in accidents, insurance companies are often more concerned with their bottom line. As a result, they may try to minimize or deny valid claims, leaving individuals with the burden of paying for their medical expenses and other related costs. This is where a personal injury protection lawyer can be a valuable asset. They have the knowledge and experience to navigate the complexities of insurance claims and ensure that their clients receive the full compensation they are entitled to.

The Role of a Personal Injury Protection Lawyer

Personal injury protection lawyers specialize in representing individuals who have been injured in accidents and need assistance with their insurance claims. They have a thorough understanding of insurance laws and policies and can effectively negotiate with insurance companies on behalf of their clients. Some of the tasks that a personal injury protection lawyer may handle include:

  • Evaluating insurance policies to determine coverage and benefits
  • Gathering evidence and documentation to support the claim
  • Communicating with insurance companies and advocating for their client’s rights
  • Negotiating settlements or taking the case to court, if necessary
  • Assisting with the payment of medical bills and other related expenses
  • Benefits of Hiring a Personal Injury Protection Lawyer

There are many benefits to hiring a personal injury protection lawyer. Some of these include:

  1. Knowledge and Experience
  2. Personal injury protection lawyers have a deep understanding of insurance laws and policies, as well as the tactics that insurance companies use to deny or minimize claims. They can use this knowledge and experience to build a strong case on behalf of their clients.
  3. Increased Chances of a Successful Claim
  4. With a personal injury protection lawyer on your side, you have a better chance of receiving the full compensation you are entitled to. They have the skills and resources to gather evidence, negotiate with insurance companies, and advocate for your rights, increasing the chances of a successful claim.
  5. Peace of Mind

Dealing with insurance companies can be a stressful and overwhelming process, especially for those who are recovering from an injury. Hiring a personal injury protection lawyer can alleviate this burden, allowing individuals to focus on their recovery while their lawyer handles the legal aspects of their claim.

Choosing the Right Personal Injury Protection Lawyer

When selecting a personal injury protection lawyer, it is important to do your research and choose someone with a proven track record of success. Look for a lawyer who specializes in personal injury cases and has experience handling PIP claims specifically. You should also consider their reputation, credentials, and communication style.

Contact Hicks & Motto

A personal injury protection lawyer can be a valuable resource for individuals who have been involved in an accident and need assistance with their insurance claims. With their knowledge, experience, and skills, they can effectively advocate for their clients’ rights and help them receive the compensation they deserve. If you or a loved one has been injured in an accident, contact Hicks & Motto at 561-250-8213 for a free consultation with a trusted personal injury protection lawyer. Don’t let insurance companies take advantage of you – let our experienced team fight for your rights and help you get the compensation you deserve.

The Importance of Hiring a Palm Beach Gardens Car Accident Lawyer

Car crash dangerous accident on the road

Car accidents can be traumatic and life-changing events. In addition to physical injuries, they can also result in financial burdens, emotional distress, and legal complexities. If you have been involved in a car accident, Florida, it is crucial to seek the help of a reputable car accident lawyer in Palm Beach Gardens to protect your rights and ensure you receive the compensation you deserve.

At Hicks & Motto, we understand the challenges faced by car accident victims and have been providing personalized and aggressive legal representation for over 30 years. Our experienced team of Palm Beach Gardens car accident lawyers is dedicated to helping clients navigate the complex legal system and obtain the maximum compensation available for their injuries. In this blog post, we will discuss the importance of hiring a car accident lawyer in Palm Beach Gardens and how our law firm can help you.

The Consequences of Car Accidents

Car accidents can have a significant impact on all aspects of a person’s life. Besides physical injuries, victims often face financial hardships, emotional distress, and lost wages due to the inability to work. According to the Florida Department of Highway Safety and Motor Vehicles, there were over 400,000 car accidents in the state in 2020, with over 250,000 injuries and over 3,000 fatalities. These numbers show the severity of car accidents and the need for legal representation to protect the rights of victims.

Financial Burdens

Car accidents can result in significant financial burdens for victims. Medical expenses, including hospitalization, surgeries, medication, and rehabilitation, can quickly add up and become overwhelming. In addition, if the injuries are severe, victims may require ongoing medical treatment, resulting in further expenses.

Moreover, victims may also suffer from property damage, such as damage to their vehicle or other personal property. These damages can also be costly to repair or replace, adding to the financial strain on victims.

Emotional Distress

Car accidents can also have a significant emotional toll on victims. The trauma of the accident itself, coupled with the stress of dealing with medical treatment, insurance companies, and legal proceedings, can lead to emotional distress and mental health issues such as anxiety and depression.

Lost Wages

Injuries sustained in a car accident can also result in lost wages for victims. This can be due to the inability to work while recovering or having to take time off for medical appointments and treatments. In severe cases, victims may be left with permanent injuries that prevent them from returning to their previous job or earning potential.

The Importance of Hiring a Palm Beach Gardens Car Accident Lawyer

Dealing with the aftermath of a car accident can be overwhelming, especially if you are trying to navigate the legal system on your own. Hiring a car accident lawyer in Palm Beach Gardens can provide you with the necessary support and expertise to protect your rights and ensure you receive the compensation you deserve. Here are some reasons why hiring a car accident lawyer is crucial:

Experience and Knowledge of the Legal System

Car accident laws can be complex and vary from state to state. An experienced car accident lawyer in Palm Beach Gardens will have a thorough understanding of the laws and regulations and how they apply to your case. They can help you navigate the legal system, gather evidence, and build a strong case on your behalf.

Maximize Compensation

Insurance companies are notorious for offering low settlements or denying claims altogether. A car accident lawyer can negotiate with insurance companies on your behalf and ensure you receive the maximum compensation available for your injuries. They can also help you seek damages for lost wages, pain and suffering, and other non-economic losses.

Provide Objective Advice

After a car accident, you may be dealing with physical injuries, emotional distress, and financial burdens, making it challenging to make objective decisions. A car accident lawyer can provide you with unbiased advice and help you make informed decisions about your case.

Handling Legal Proceedings

If your case goes to court, a car accident lawyer can represent you and handle all legal proceedings on your behalf. This can be a huge relief for victims who are already dealing with the stress of recovery and other post-accident challenges.

Contact Hicks & Motto for Experienced Car Accident Lawyers in Palm Beach Gardens

At Hicks & Motto, we have a team of experienced car accident lawyers who are dedicated to helping car accident victims in Palm Beach Gardens. Our lawyers have handled numerous car accident cases and have a proven track record of obtaining favorable outcomes for our clients. We understand the complexities of car accident laws in Florida and can provide you with the necessary support and expertise to protect your rights and obtain the compensation you deserve.

If you have been a victim of a car accident, contact Hicks & Motto for a free consultation. Call (561) 250-8213 to get started on your case.

What to Do After an Automobile Accident in Florida: A Comprehensive Guide

women in car injured due to automobile accident

Automobile accidents can be distressing and disorienting experiences. Whether it’s a minor fender-bender or a more serious collision, knowing what to do in the immediate aftermath is crucial for your safety and to protect your legal rights, especially in a state like Florida with its unique laws and regulations. Here’s a step-by-step guide on what to do if you find yourself involved in an automobile accident in Florida :

1. Check for Injuries:

The first priority is always safety. Check yourself and others involved in the accident for injuries. If anyone is injured, immediately call 911 for medical assistance.

2. Move to Safety:

If the accident is minor and there are no injuries, move your vehicle to a safe location to avoid blocking traffic and further accidents. Turn on your hazard lights to alert other drivers. If there is an issue regarding who is at fault for the accident, leave the vehicles in their final resting positions until the police arrive and instruct you to move your vehicle. During this time, it is also crucial to take photographs of not only the property damage sustained to the vehicles, but also the resting positions of the vehicles, any skid marks that might have been made due to the crash or just prior to the crash, street lighting, construction zones, traffic control devices, debris fields, and any other evidence which could have contributed to the crash.

3.Call Law Enforcement:

In Florida, you are required to report any accident that involves injuries, death, or property damage exceeding $500. Call the police to the scene so they can document the accident and create an official report.

4.Exchange Information:

Exchange information with the other drivers involved in the accident. Obtain their names, addresses, phone numbers, insurance information, and license plate numbers. Be polite and cooperative, but avoid discussing fault or assigning blame.

5.Notify Your Insurance Company:

Contact your insurance company as soon as possible to report the accident. Provide them with the details of the accident and any documentation you have collected. Be honest and accurate in your statements, but DON’T provide a recorded statement until you have spoken to an attorney.

6.Seek Medical Attention:

Even if you feel fine, it’s important to seek medical attention after an accident. Some injuries, such as whiplash or internal bleeding, may not be immediately apparent. Keep records of all medical treatment and expenses related to the accident.

7.Follow Up:

Follow up with your insurance company and healthcare providers to ensure that your claims are processed smoothly and that you receive the necessary treatment for any injuries sustained in the accident.

8.Consider Legal Assistance:

Depending on the circumstances of the accident, you may want to consult with a personal injury attorney to understand your rights and options. They can help you navigate the legal process and pursue compensation for damages such as medical expenses, lost wages, and pain and suffering. A call to Hicks & Motto can alleviate the stress and frustration associated with an accident, as we take care of everything, while you get better.

9. Be Mindful of Time Limits:

In Florida, there are strict time limits, known as statutes of limitations, for filing personal injury claims. Be aware of these deadlines and take action promptly to protect your legal rights. Any car accident that occurred after March 24, 2023 now only has a two (2) year statute of limitations to file the lawsuit. Failure to file the lawsuit within the two year statute of limitations could bar your claim forever, no matter how meritorious.

10. Stay Calm and Patient:

Dealing with the aftermath of an automobile accident can be stressful and overwhelming. Take care of yourself emotionally and seek support from friends, family, or a professional if needed.

By following these steps, you can ensure that you handle the aftermath of an automobile accident in Florida in a safe and responsible manner. Remember, safety and medical treatment always come first, followed by the proper documentation and reporting of the accident to protect your legal rights and call Hicks & Motto at 561-683-2300 to help facilitate the insurance claims process and get the money you deserve.

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    We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

    Registration

    The minimum information we need to register you is your name, email address and a password. We will ask you more questions for different services, including sales promotions. Unless we say otherwise, you have to answer all the registration questions. We may also ask some other, voluntary questions during registration for certain services (for example, professional networks) so we can gain a clearer understanding of who you are. This also allows us to personalise services for you. To assist us in our marketing, in addition to the data that you provide to us if you register, we may also obtain data from trusted third parties to help us understand what you might be interested in. This ‘profiling’ information is produced from a variety of sources, including publicly available data (such as the electoral roll) or from sources such as surveys and polls where you have given your permission for your data to be shared. You can choose not to have such data shared with the Guardian from these sources by logging into your account and changing the settings in the privacy section. After you have registered, and with your permission, we may send you emails we think may interest you. Newsletters may be personalised based on what you have been reading on theguardian.com. At any time you can decide not to receive these emails and will be able to ‘unsubscribe’. Logging in using social networking credentials If you log-in to our sites using a Facebook log-in, you are granting permission to Facebook to share your user details with us. This will include your name, email address, date of birth and location which will then be used to form a Guardian identity. You can also use your picture from Facebook as part of your profile. This will also allow us and Facebook to share your, networks, user ID and any other information you choose to share according to your Facebook account settings. If you remove the Guardian app from your Facebook settings, we will no longer have access to this information. If you log-in to our sites using a Google log-in, you grant permission to Google to share your user details with us. This will include your name, email address, date of birth, sex and location which we will then use to form a Guardian identity. You may use your picture from Google as part of your profile. This also allows us to share your networks, user ID and any other information you choose to share according to your Google account settings. If you remove the Guardian from your Google settings, we will no longer have access to this information. If you log-in to our sites using a twitter log-in, we receive your avatar (the small picture that appears next to your tweets) and twitter username.

    Children’s Online Privacy Protection Act Compliance

    We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

    Updating your personal information

    We offer a ‘My details’ page (also known as Dashboard), where you can update your personal information at any time, and change your marketing preferences. You can get to this page from most pages on the site – simply click on the ‘My details’ link at the top of the screen when you are signed in.

    Online Privacy Policy Only

    This online privacy policy applies only to information collected through our website and not to information collected offline.

    Your Consent

    By using our site, you consent to our privacy policy.

    Changes to our Privacy Policy

    If we decide to change our privacy policy, we will post those changes on this page.
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